Which term describes the type of health plan an employer offers its employees?

• A. HMO
• B. Tricare
• C. PPO
• D. Group health insurance

Answer: (D)

The term describes the health coverage provided to employees by an employer is group health insurance. This refers to a plan that covers many people under one policy arranged by the employer, often with shared premiums between employer and employee. It’s different from specific plan structures like HMO or PPO, which describe how care is organized within a plan, and from Tricare, which is a military health program. So the employer-offered option is best described as group health insurance.